The amount a customer pays and the amount remaining after processing are different numbers. When planning a payment, calculate both; a percentage alone misses the fixed charge on each transaction.

The Stripe fee calculator covers US standard online card pricing in USD. It is not a universal Stripe calculator for every country or product.

Use the right pricing scope

As checked on 14 October 2026, the linked US schedule lists 2.9% plus $0.30 for domestic online cards, with applicable additions for international cards, required currency conversion and manual entry. The tool exposes those options. Use your own contract if you have negotiated pricing.

A small payment example

Under the domestic model, a $20 payment has an estimated fee of $0.88 and leaves $19.12. Ten separate $20 payments incur ten fixed charges. A single $200 payment has the same percentage component but only one fixed charge, so the modelled total is different. This illustrates fee mechanics; it does not recommend changing how customers are billed.

Work backwards carefully

To solve for a gross amount that leaves a target net, add the fixed charge to the target and divide by one minus the percentage. For a target net of $20, the unrounded gross amount is $20.30 ÷ 0.971, or about $20.9063. Rounding upward gives $20.91.

Adding 2.9% to the target is not the same calculation, because the processing percentage applies to the final gross charge. The reverse calculation is arithmetic, not permission to surcharge a payment method. Applicable rules and your agreement remain separate questions.

Where this estimate stops

The tool does not calculate the total cost of operating a Stripe account. Other payment methods, recurring-billing products, tax services, disputes, refunds, Connect and payout choices can have separate charges. The underlying fee schedule is dated and should be rechecked before quoting a customer.

For a custom percentage and fixed charge, use the general payment fee calculator. To evaluate product profitability, combine processing costs with your other direct costs in the margin calculator.

Official source

Stripe pricing. AllMarkets is an independent publisher and does not represent Stripe.

Published by AllMarkets. AI-assisted research and implementation; examples are illustrative. No professional financial review is claimed. Sources checked 14 October 2026.