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Stripe Fee Calculator — US

Estimate standard US online card fees, net receipts and the charge needed for a target net.

Your assumptions

US / USD fee model. Checked 14 October 2026.

THE RESULT

Choose your assumptions and calculate.

Model output, not a forecast. Read the assumptions below.

How the calculation works

Percentage = 2.9% + applicable card surcharges. Estimated fee = gross × percentage + $0.30. Gross for target net = (target + $0.30) ÷ (1 − percentage), rounded upward to cents.

Worked example

A standard domestic online card payment of $100 has an estimated $3.20 fee and $96.80 net. A $103.30 charge covers a $100 target net under this model.

Continue your calculation

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Use two independent sets of inputs and inspect what changes the result. Saving is optional and stays in this browser. Scenario links include your numeric inputs and valid extra-payment schedules; use illustrative data when sharing.

Keep the assumptions with your decision

Download the related planning worksheet