How this bookkeeping comparison is researched
Compare a named plan in a named edition. A feature on a brand’s home page is not evidence that its cheapest plan includes it.
Selection and verification
This release covers 22 selected plans across 10 providers: US and UK cloud editions plus two desktop options. It is not a full census or an endorsement. We checked public provider pricing and help documentation on 17 October 2026. We have not opened paid/trial accounts, tested provider support, measured uptime or verified authenticated import/export acceptance. There are no invented star ratings, customer-review scores or pass/fail product tests.
Prices and country editions
Prices use regular month-to-month software list rates, not introductory discounts or annual equivalents. USD and GBP remain separate: no exchange-rate conversion or cheapest-overall ranking is calculated. UK VAT and other applicable taxes are excluded. Payroll, payment processing, extra users, receipts and optional services may cost extra. A zero desktop licence is not a hosted service, and a conditional bank-sponsored free offer is not treated as a universally free plan.
Three evidence states
Included means the linked documentation supports the feature for this selected plan. Not included means the plan comparison assigns it to another tier or expressly excludes it. Not verified means we did not establish it for this plan; it does not mean absent. The four evidence filters use these exact states. The coverage chart describes evidence in this dataset, not product quality or market share.
- Automatic bank feed: documented automatic transaction delivery with supported-bank and regional conditions; file upload alone does not qualify.
- Multi-currency accounting: foreign-currency accounting transactions or bank accounts, not just an invoice currency selector. Consolidated reports, exchange adjustments and per-customer multi-currency remain separate questions.
- Project profitability: documented project income/cost or profitability reporting, not a generic project list or time tracker.
- Financial report export: a documented downloadable financial report, which may be spreadsheet, PDF or HTML. It does not mean every report supports CSV, or that the export can restore the books.
Our original tool tests
The local bank CSV tool has its own parser, exact-cent calculations, explicit date and amount conventions, balance checks and three export layouts. Synthetic fixtures cover quotes, newlines, invalid dates, missing/zero amounts, duplicate candidates, grouping, formula-like descriptions and export/reparse transformations. These are format tests of our tool, not tests inside third-party accounting software.
Search-demand evidence
Topic selection uses cached DataForSEO US/English keyword research retrieved 16 October 2026. Search volume is an estimate, not site traffic or a ranking forecast. Related variants are not added together; a zero reported difficulty does not establish no competition. This catalogue has no verified Search Console or Analytics traffic results to report.
Corrections and update policy
Every record includes a checked date and source URLs in the downloadable JSON. Version 2026-10-17.1 is the initial release. Prices and features can change; recheck the exact checkout and plan agreement. Report a discrepancy through our contact page with the plan, country and official source. Publication is manual; no unattended monitoring is promised.