DSCR Calculator

Divide annual income available for debt service by annual principal and interest payments.

Your inputs

Use consistent units and periods. Defaults are examples.

Check the assumptions below before relying on a result.

DSCR = annual income available for debt service ÷ annual debt service. Debt service at target = income ÷ target ratio.

24,000 available income and 18,000 annual debt payments gives 1.33× coverage. At a supplied 1.25× target, debt service capacity is 19,200.

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