Topstep rules and account comparison

Details that change the comparison

• The 50 K, 100 K and 150 K labels describe buying power, not cash you can withdraw. An XFA starts at zero.
• Standard versus No Activation Fee changes evaluation billing. XFA Standard versus Consistency changes payout rules. Do not conflate those choices.
• The MLL moves with end-of-day highs but can be breached during the session, including open losses. After a payout its floor becomes zero.

Country and stage eligibility

Read the current policy for citizenship, residency, travel, payment partners and live-stage eligibility. A country absent from an exclusion list is not an individual eligibility approval. Official source Checked 17 Oct 2026

Additional costs and exclusions

Sales tax, optional products, per-trade commissions, resets and possible payout-processing charges are additional. No advertised coupon is built into comparison prices.

What this profile does not establish

These published rules do not establish provider solvency, regulatory status in your jurisdiction, execution quality or the chance that a trader will pass or receive a payout. Trades and payout requests can be subject to additional conduct, inactivity, news, scaling and verification rules. Read the linked agreement for the exact plan and purchase date.

Source and change register · Comparison definitions and exclusions