A dividend goal is an assumption, not a promise

0–10 sec — Show the $1,000 net monthly goal. Explain that it is an annual average, not a monthly payment schedule.

10–30 sec — Use $100 price, $4 annual dividend and 20% illustrative tax. Show $375,000 implied capital.

30–45 sec — Change dividend to $3 with everything else fixed. Show $500,000 implied capital.

45–60 sec — Explain payout cuts, taxes and price risk. Link the complete worked guide; avoid naming a recommended security.