{ "version": "2026-10-17.1", "checked": "2026-10-17", "scope": "Eight selected cash-planning workflows. CashFlowTool excluded from active candidates because its official retirement notice ended access in2025.", "tools": [ { "id": "float", "name": "Float", "mode": "Short-term cash", "access": "Provider offers a 14-day trial; accounting-data and selected plan requirements apply.", "workflow": "Xero and QuickBooks Online source data; weekly/13-week and longer views, scenarios and export.", "summary": "A short-term cash-management workflow for forecasting from accounting balances, invoices and bills.", "limits": "Float states that bank data arrives through accounting software, not a direct bank connection. A current accounting balance does not make future collection dates certain. Check reconciliation and plan requirements.", "verificationTask": "Reconcile the opening bank balance, move one expected collection date and compare a weekly low point with the underlying daily timing.", "sources": [ "float" ] }, { "id": "fathom", "name": "Fathom", "mode": "Integrated planning", "access": "Free trial advertised; selected reporting/forecasting and company-count plan must be checked.", "workflow": "Reporting, analysis, consolidation and three-way P&L/balance-sheet/cash-flow forecasting.", "summary": "An integrated financial-planning workflow rather than only a list of future bank movements.", "limits": "Do not treat profit as cash. Working-capital assumptions, opening balances and accounting mappings determine the linked cash forecast. Listed integrations do not establish the desired feature entitlement in every tier.", "verificationTask": "Build one credit sale and delayed collection example; reconcile the impact across profit, receivables and cash, then inspect export and scenario assumptions.", "sources": [ "fathom" ] }, { "id": "dryrun", "name": "Dryrun", "mode": "Short-term cash", "access": "Current plan and any trial/demo terms need confirmation; no exact price asserted.", "workflow": "Daily, weekly and monthly views, receipt/payment timing, side-by-side scenarios and entity/currency workflows.", "summary": "A cash-timing and scenario-planning workflow designed around expected collections and spending.", "limits": "Multiple currencies require an explicit conversion and consolidation policy. A scenario remains an assumption set; automated source updates do not guarantee actual customer payment dates.", "verificationTask": "Delay a large receipt, retain the original scenario and inspect the resulting daily cash low point and a multi-entity transfer.", "sources": [ "dryrun" ] }, { "id": "cash-flow-frog", "name": "Cash Flow Frog", "mode": "Short-term cash", "access": "A start-free offer is advertised; verify trial duration, paid tiers and source connection.", "workflow": "Accounting-platform integration, rolling forecast and planning scenarios.", "summary": "A connected forecasting workflow for turning accounting actuals into a forward cash view.", "limits": "A start-free call to action does not establish a permanent free plan. Integrations and forecast horizon are provider claims, not an authenticated acceptance test or a guarantee of future cash.", "verificationTask": "Import a copied company, reconcile the last actual day, override one collection date and compare exported baseline and stress assumptions.", "sources": [ "frog" ] }, { "id": "pulse", "name": "Pulse", "mode": "Manual cash planning", "access": "Check current subscription and trial conditions; no permanent-free entitlement or exact price asserted.", "workflow": "Cash-flow entry, recurring income/expenses and planning views for small businesses.", "summary": "A focused cash-planning workflow when a full integrated financial model is unnecessary.", "limits": "Manual entry requires maintenance and a source record. Recurring items must not duplicate imported actuals. Verify company/account limits, current export and whether source refresh is supported.", "verificationTask": "Model payroll, a customer collection and a one-off purchase; check recurring boundaries and reconcile the ending balance with the event list.", "sources": [ "pulse" ] }, { "id": "spotlight", "name": "Spotlight Forecasting", "mode": "Integrated planning", "access": "Selected Forecasting versus Reporting products and consolidation tiers require confirmation.", "workflow": "Financial forecasts and reports, monthly/quarterly/annual views and consolidated planning.", "summary": "An integrated reporting and forecasting workflow for businesses and accounting advisers.", "limits": "Products and feature entitlements differ. A consolidated report needs aligned accounts, currency policy and intercompany eliminations; it is not automatically the cash available to one legal entity.", "verificationTask": "Inspect a single-entity forecast first, then trace one intercompany transfer and its elimination in a consolidated scenario.", "sources": [ "spotlight" ] }, { "id": "planguru", "name": "PlanGuru", "mode": "Integrated planning", "access": "Select the actual product edition, user count and integration package before comparing price.", "workflow": "Budgeting, financial forecasts and scenario modelling; edition-specific operating and data workflows.", "summary": "A budgeting and linked-financial-planning option for building assumptions beyond immediate receipts and payments.", "limits": "Do not infer every cloud or desktop workflow has identical integrations, data sharing or automation. Opening statements, debt schedules and assumptions need reconciliation.", "verificationTask": "Create a small sample forecast, change a payment term and check its cash effect. Export and restore a copy before moving the primary budgeting workflow.", "sources": [ "planguru" ] }, { "id": "jirav", "name": "Jirav", "mode": "Integrated planning", "access": "Current package and implementation/data requirements need a provider quote or plan check.", "workflow": "FP&A planning, forecasting and management-reporting workflows.", "summary": "A broader financial-planning workflow for translating operational assumptions into forward financial views.", "limits": "Driver-based plans depend on input assumptions and source mappings. A projected result is not a verified cash outcome; implementation and company scope can change the effective cost.", "verificationTask": "Link one operational driver to revenue, then trace its collection timing into cash. Preserve baseline assumptions and check an adverse scenario.", "sources": [ "jirav" ] } ], "sources": { "float": { "title": "Float short-term forecasts and accounting data", "url": "https://floatapp.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/float.html" }, "fathom": { "title": "Fathom integrated reporting and three-way forecasts", "url": "https://www.fathomhq.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/fathom.html" }, "dryrun": { "title": "Dryrun receipt timing and scenarios", "url": "https://www.dryrun.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/dryrun.html" }, "frog": { "title": "Cash Flow Frog integrations and forecasting", "url": "https://cashflowfrog.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/frog.html" }, "pulse": { "title": "Pulse cash-flow planning workflow", "url": "https://pulseapp.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/pulse.html" }, "spotlight": { "title": "Spotlight reporting and forecasting", "url": "https://www.spotlightreporting.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/spotlight.html" }, "planguru": { "title": "PlanGuru budgeting and financial forecasts", "url": "https://planguru.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/planguru.html" }, "jirav": { "title": "Jirav FP&A and forecasting", "url": "https://www.jirav.com/", "checked": "2026-10-17", "snapshot": "source-snapshots/jirav.html" }, "retired": { "title": "CashFlowTool official retirement FAQ", "url": "https://www.crunchafi.com/cft-eol-faqs", "checked": "2026-10-17", "snapshot": "source-snapshots/retired.html" } } }